Smile now, pay later.
At Johnson and Whitehouse, we’re making it easier than ever for our Chester patients to access the dental treatments they really want – whether that’s dental implants, super-fast teeth straightening, teeth whitening, veneers or a complete smile makeover. With 0% finance, you can spread the cost of your treatment – interest-free – over 6 or 12 months.
We offer 0% interest for shorter payment terms (see example below), or interest-bearing finance if you’d like to spread your payments over a longer period. Why not try our finance calculator to discover just how affordable private dental treatment can be?
If you’re interested in applying for finance, please discuss it with us at your next consultation. The application process is simple and quick and can be done online in the comfort of your home. You won’t have to disclose any personal information to the practice and will receive a decision instantly.
Alternatively, if you would like one of our team to help with your application, we can do this at the practice.
Everything to gain, nothing to lose
With our 0% finance plan, you only pay for the treatment you receive and not a penny more – taking the stress and hassle out of costly dental treatments.
- Spread the cost of your dental care
- Absolutely no interest to pay
- No deposit required
- Available on payment terms up to 12 months
- Simple to understand
- We will arrange the finance for you
- Available from £350 to £20,000
- Please note the finance is subject to status
Treatment Cost: £1,000
Term: 12 months
Monthly Payment: £83.33
Total Payment: £1,000
*subject to status. representative example (based on 12 months interest-free credit). cost of service: £1,000. total amount of credit: £1,000, payable by 11 fixed monthly instalments of £83.33 followed by one payment of £83.37. total amount payable: £1,000. 0% apr representative. finance provided by chrysalis finance. chrysalis finance limited (“chrysalis”) is registered in england, company number 6541664. its registered office is at 1 worsley court, high street, worsley, m28 3nj. it is authorised by the financial conduct authority under firm reference number 631193 and it is registered with the information commissioner’s office under reference za007247.
You will need to complete a simple, online credit application, which one of our staff can help you with. The information is transmitted to the lender immediately and a reply is usually received by return. You can then either sign a credit agreement that we print for you, or have it emailed for you to complete at home.
You can borrow between £350 and £50,000, subject to status. You must be over 21 to apply, and you must have lived in the UK for at least 3 years.
A deposit is not required, but if you want to pay one and so reduce the amount you borrow, this is completely up to you.
This will depend on the amount you borrow and whether you pay a deposit. Our staff will show you, completely without obligation, the monthly repayments for your particular treatment.
The monthly payments are collected by Direct Debit, starting one month after you sign the credit agreement, and are subject to the usual guarantee from your bank.
Immediately – as soon as the credit agreement has been signed.
There is a statutory ‘cooling off’ period of 14 days after signature, during which you can cancel the credit agreement with no cost to you. However, if you have started any treatment which would have been financed, you will have to make other arrangements to pay for it.
The finance is arranged through Chrysalis Finance Ltd., a company authorised by the Financial Conduct Authority to carry out the regulated activity of credit broking under Firm Reference Number 631193, and the lender is Shawbrook Bank Plc.